Terms and Conditions
Last revised: 29 July 2025
This website is operated by Ember Online OU, a company registered under the laws of Estonia with registry code 17109497 and registered office at Harju maakond, Tallinn, Haabersti linnaosa, Paldiski mnt 199a, 13517, Estonia.
By accessing this website and purchasing our digital products, you agree to be bound by the following Terms and Conditions. Please read them carefully before using our services.
1. General
These Terms and Conditions govern your use of our website and the purchase of our digital products, including online courses, eBooks, and learning materials. All purchases are for personal, non-commercial use only. By using this website, you confirm that you are at least 18 years old and legally capable of entering into binding contracts.
2. Services Offered
Ember Online provides access to pre-recorded video courses, downloadable eBooks, and related educational materials. Access is granted for a period of 12 months from the date of purchase. Our products are delivered digitally and are non-physical in nature.
We do not offer academic degrees, certifications, or credits recognized by formal educational institutions.
3. Account Access
To access your purchased content, you must create an account or receive login credentials after completing your payment. You are responsible for maintaining the confidentiality of your account details. Sharing your account with others, reselling access, or distributing materials outside the platform is strictly prohibited.
4. Payment and Pricing
All prices are listed in the applicable currency at checkout. We use secure third-party payment processors to handle transactions. Once payment is confirmed, you will receive immediate access to your selected course package.
We operate on a one-time payment model — there are no subscriptions or recurring fees.
5. Refund Policy
We offer refunds under specific conditions. You may request a refund within 90 days of your purchase if you have not accessed any part of the course or downloaded any content.
Once access is made to the digital material, the product is considered “used,” and the sale becomes final. Please refer to our Refund Policy for more details.
6. Intellectual Property
All content on this website — including videos, text, images, eBooks, design, structure, and branding — is the intellectual property of Ember Online OU. Users are not permitted to reproduce, distribute, translate, or share any material without explicit written consent from Ember Online.
Unauthorized use of our content may result in account termination and legal action.
7. Disclaimer of Liability
All materials and content provided through this website are for informational and educational purposes only. We do not provide investment advice, trading recommendations, or financial guarantees.
You acknowledge that any trading, investment, or financial decision made after consuming our content is solely your responsibility. Ember Online OU is not liable for any losses or damages resulting from the use of our materials.
8. Website Availability and Technical Issues
We strive to provide a seamless learning experience, but we do not guarantee uninterrupted access to the website or that the website will be free from errors or viruses. We may occasionally suspend access for maintenance or upgrades.
9. Amendments
We reserve the right to amend or update these Terms and Conditions at any time. Any changes will be posted on this page with an updated effective date. Continued use of the website after such changes constitutes acceptance of the revised terms.
10. Governing Law
These Terms and Conditions are governed by the laws of the Republic of Estonia. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in Estonia.
Contact Us:
If you have any questions regarding these Terms, please contact us at:
📧 support@knowvestors.com